At R and T Group, we offer expert mortgage loan services across the UAE to help you achieve your dream of owning a home or investing in property. Whether you're a first-time buyer, an investor, or looking to refinance an existing loan, our team guides you through every mortgage process step with clarity, transparency, and dedication.
Our tailored mortgage solutions are designed to meet the unique needs of both UAE nationals and expatriates. We collaborate with leading banks and financial institutions to provide the most competitive rates and flexible repayment options, ensuring that your investment is both smart and sustainable.
✅ Key Benefits of Our Mortgage Loan Service
- Competitive Interest Rates: We partner with multiple lenders to offer some of the lowest interest rates in the market, helping you save over the loan term.
- Flexible Repayment Plans: Choose from multiple repayment tenures, ranging from 5 to 25 years, to suit your financial goals and lifestyle.
- Fast & Easy Pre-Approvals: We assist in securing fast mortgage pre-approvals so you can shop for properties with confidence and bargaining power.
- Zero or Low Processing Fees: Take advantage of exclusive deals that reduce or waive processing and valuation charges.
- Expert Loan Comparison: Our advisors compare all available loan products and recommend the one that best matches your needs.
- Access to Islamic & Conventional Mortgages: We provide access to both Shariah-compliant and conventional mortgage options to suit your preferences.
- Refinancing & Buyout Assistance: Already have a mortgage? We help you refinance or buy out your loan at better terms.
- Full Documentation & Bank Coordination: We handle all paperwork and communication with the bank, making the process stress-free and time-saving.
🏡 Who Can Apply?
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Salaried individuals
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Self-employed professionals
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UAE nationals and expatriates
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Investors looking for rental income properties
Whether you're buying a villa, apartment, or commercial space, we ensure that your mortgage process is smooth and supported at every stage.
Frequently Asked Question
Most banks require a minimum monthly salary of AED 10,000. However, we can help find options for lower-income clients as well.
Yes, non-residents and expatriates can apply for mortgages, although the terms may vary based on their nationality and the bank’s policies.
With the right documentation, pre-approval can take as little as 3–5 working days. Full approval usually takes around 1–2 weeks.
